Payment and Insurance


Psychotherapy is a time commitment, requires patience and honesty, and necessitates financial resources. There are a number of ways you can cover the costs associated with psychotherapy. Common payment methods include use of a Health Savings Account/Flex Spending Account, private or self-pay, third party insurance, and a sliding scale arrangement.

Navigating private insurance can be tricky. Sorting through and truly understanding the fine print often leads to more questions. To facilitate this process, below are a few questions that may help organize your thinking. If you are considering using private insurance as a form of payment for psychotherapy, please take a few minutes to call the Customer Service division (number found on the back of your insurance card) to familiarize yourself with the following:

What is my deductible for in-network mental health benefits (e.g., counseling or psychotherapy)?
When does the policy year begin and end?
Does my plan cover a specific number of appointments?
Do I have a copay or coinsurance?
What is my deductible and how much has been met this year?   
Is preauthorization/preapproval necessary?
Is telehealth an approved service? 

Moreover, I welcome opportunities to work with people who either do not have private insurance or are policyholders of a plan for which I am not a paneled and/or credentialed (i.e., in-network) provider. I am able to provide an invoice—also known as a Superbill—that can be used for (partial) reimbursement purposes. As such, please consider asking Customer Service the following questions:

What are my out-of-network benefits, if any, for mental health services (e.g., counseling or psychotherapy)?
Do my benefits have a maximum?
What is the reimbursement rate and/or percentage for fees paid?


Customary CPT codes, if needed, include:

90791 – Initial Diagnostic Assessment
90834 – Ongoing Psychotherapy (50 minutes)
90837 – Psychotherapy (55+ minutes)
90847 – Couples/Family Psychotherapy

Insurances Accepted

Currently, I am a paneled and credentialed provider for the following plans:

  • Blue Cross Blue Shield
    (All plans except Blue Value, Home, and Local)

  • Evernorth (Formerly known as Cigna Health Solutions)

  • Lyra Health

Note: For various reasons, personal or financial, some people with health insurance elect not to use their benefits. Therefore, private or self-pay is a standard method of covering expenses. 

Economic Hardship and Accessibility (Sliding Scale)

Psychotherapy and other mental health services are resources that most people would benefit from using at some point in life. Unfortunately, history continues to show us innumerable ways of how our social systems are strategically designed to privilege some at the expense of others. Rising healthcare costs, among other identity- and structurally-based factors, are often barriers to psychotherapy, no less high-quality service provision. First, as a human committed to survival like you, and second as a public servant, I am devoted to equity and improving life chances for those pushed to the periphery of society. This ethic translates to a number of appointments reserved for those with economic precarity.

Please do not hesitate to contact me for further information and consideration.